Fintech en Ecuador en proceso de digitalización financiera.
DOI:
https://doi.org/10.29076/issn.2528-7737vol17iss46.2024pp%25ppPalabras clave:
Fintech en Ecuador, Inclusión financiera, Infraestructura tecnológica, regulación financiera, ciberseguridadResumen
El estudio examina la situación actual de las Fintech en Ecuador y los retos a los que se enfrentan en medio de la rápida digitalización financiera. Se comienza destacando el impacto transformador de las Fintech en el ámbito financiero global y su crecimiento local. Se plantea la pregunta de investigación sobre la situación y retos específicos de las Fintech en el país. El objetivo general es analizar su situación, desarrollo, impacto económico e inclusión financiera, así como los retos a los que se enfrentan. La metodología utilizada es descriptiva, utilizando el análisis documental para recopilar información relevante. Se detalla el proceso metodológico y los términos de búsqueda utilizados. Las conclusiones se organizan en categorías temáticas como la transformación del sector financiero, la inclusión financiera, el crecimiento y los retos de las Fintech, la infraestructura tecnológica, la ciberseguridad y la regulación financiera. El debate destaca el papel de las Fintech en la transformación tecnológica y financiera, la inclusión financiera y la digitalización de los pagos, así como los retos y oportunidades a los que se enfrentan. En conclusión, se destaca la necesidad de colaboración entre el sector público y privado para abordar los retos y promover el crecimiento sostenible del sector Fintech en Ecuador, para el desarrollo económico y social del país
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